Auto Insurance Companies Near Me – Auto insurance companies varies in policies and pricing, with discounts, making up a portion of each insurer’s score. As for auto insurance shoppers, we know that their top factor is cost.
Since pricing is based on personal factors that includes one’s age, vehicle, location, gender and credit history, it’s then very important to shop around for car insurance quotes in order to find the cheapest option.
There is a probability that you might find out that your shopping experience also sheds light on an auto insurance company’s customer service standards.
In this article we have enlisted best auto insurance companies that will help you make a choice. You could compare between these options and check out what makes each of them unique. The best car insurance companies give their customers fabulous coverage at a reasonable price.
READ ALSO:How to Find Affordable Car Insurance Companies
How to Find Auto Insurance Companies Near Me
- First, you have to visit your state insurance commissioner’s website
- Check out for complaints alongside other information about auto insurance companies in your area.
- Ask your agent or a customer service representative questions clarifying if you’d get all the coverage you would need.
- Do not overlook smaller companies, because they offer rates that are way below large competitors in a lot of locations.
- If you had received a ticket, either a DUI or other violation, make sure to shop three or five years after the incident, at period surcharges can drop significantly.
Best Auto Insurance Companies Near Me
There are a lot of auto insurance companies in the States. You just need to identify the best with the right policies, options and rates. Here is a list of auto insurance companies in the U.S.
- State Farm Insurance: this is the largest auto insurance company in the U.S. it owns 16% of the total available market share with over 15% of dollars usually spent on private passenger auto premiums in the country.
The company employs approximately 60,000 employees with nearly 19,000 agents. However, State Farm is operating as a mutual insurance company, meaning that it is owned by it’s policyholders. If you’re also concerned about insurance rates, State Farm is amongst the largest available car insurers offering the cheapest car insurance rates in most of the U.S.
READ ALSO: Best Home Insurance Companies Near Me in USA – Cheapest Homeowners Insurance Companies in USA
Important Company’s Review
- Average annual premium: $1,310
- Premiums written: $40.4 bn
- Market share: 16%
- Value Penguin rating: 4.5/5
- D. Power customer satisfaction score: 892
- Geico Insurance: is known for its advertisements featuring an animated gecko, serving as an underwriter to over 16 million auto policies and insuring more than 24 million vehicles. The company has more than 40,000 employees across nine regional offices and three service and claims centers.
Geico insurance company’s original customer base consisted majorly of U.S. government employees and military personnel. Currently, the company’s customer base has expanded, accommodating people in the private sector too. According to research, Geico is the best insurer for college students as the largest auto insurance carrier.
Important Company’s Review
- Average annual premium: $1,917
- Premiums written: $33.9 bn
- Market share: 14%
- Value Penguin rating: 4/5
- D. Power customer satisfaction score: 881
- Allstate Insurance: was established in the year 1931, it is the second-largest publicly traded property and also casualty insurance company found in America. Just like State Farm, this auto insurance company has a list of local agents who are ready to serve your needs.The company’s current staffs are over 46,000 people. A subsidiary of Allstate, Esurance operates in the same space. Allstate had stated that Esurance brand targets self-directed and brand-sensitive customers, while Allstate focuses on customers who want a local and personal service
Company’s review
- Average annual premium: $2,349
- Premiums written: $25.9 bn
- Market share: 10%
- Value Penguin rating: 3/5
- D. Power customer satisfaction score: 870
- USAA Insurance: this company was founded by 25 Army officers who had decided to insure each other’s vehicles in 1922. Now, the company is serving millions of military members that are associated with the U.S. not excluding former and current service members, including family of service members and cadets or midshipmen.
USAA has it’s headquarters in San Antonio. It is also the largest private company located in San Antonio, and because its focuses on the U.S. armed forces, USAA remains the best and cheapest car insurance for veterans and military service members.
Company’s review
- Average annual premium: $1,170
- Premiums written: $15.8 bn
- Market share: 6%
- Value Penguin rating: 4.5/5
- D. Power customer satisfaction score: 909
- Liberty Mutual Insurance: is one of the largest and best insurance companies in the U.S. it was founded over 100 years ago. Its international presence is large, with operations in 17 countries. The company also sells property and casualty, life, health, and insurance policies.
If you want an insurance policy, contact Liberty Mutual auto insurance through its call center, a broker, a local Liberty Mutual agent, website, or representatives from its network of regional subsidiaries. An important fact about Liberty’s coverage is that the company guarantees rates for a year.
Company’s review
- Market share: 5%
- Premiums written: $11.8 bn
- Value Penguin rating: 3.5/5
- D. Power customer satisfaction score: 876
You can choose from these options of the best auto insurance companies near me that have been listed in this article, to get the desired outcome.
